Do {Name} Keep Showing Up on Your Report?

{Name} is a debt collector that has added a collection account to your credit report. They often acquire debt from the original creditor, like a credit card or loan company, at a fraction of the original amount—sometimes as little as 10%. Alternatively, they may not own the debt but are hired to collect on behalf of another company. They typically reach out via mail or phone calls, demanding payment. Unfortunately, this results in a collections account on your credit report, negatively impacting your credit score and reducing your chances of loan approval and other financial transactions.

You can potentially remove {Name} from your credit report if the account information is inaccurate, erroneous, or fraudulent, and if it can't be corrected within a reasonable timeframe. According to the U.S. PIRGs, 79% of credit reports contain errors or inaccuracies. We specialize in challenging such accounts on behalf of our clients.

Yes, {Name} is a debt collector that adds collection accounts to your credit report. They buy debt from creditors who have given up on collecting, a process known as "charge-off."

Any negative mark within the statute of limitations can significantly affect your credit score, and collections accounts are no different.

Settling your debt with {Name} can positively or negatively impact your credit score, depending on various factors. In some cases, you may not have to make any payments, and if there are discrepancies in the account, it could be removed entirely, stopping all further contact.